Moving Parents In With You

If you are considering moving an aging parent in to live with you, there are several things to consider for everyone involved. It is important to consult with a professional Geriatric Care Manager to ensure that everything transitions smoothly, and that you are not surprised when issues arise. Thanks for visiting us at Advocare, providing Geriatric Care Management and access to our South Florida Provider Network for South Florida residents of Boca Raton, Palm Beach, Boynton Beach, Delray Beach and other surrounding areas.

Multigenerational households are becoming more common — and it’s not just unemployed adult children moving in with baby boomer parents. Longer lifespans and rising health care costs are bringing more aging parents into their children’s spare rooms.

According to the National Association of Professional Geriatric Care Managers, from 2000 to 2007, the number of parents living with their adult kids rose from 2.2 million to 3.6 million — an increase of 64 percent.

When contemplating moving parents in with you, the impulse is often to welcome mom or dad with open arms and little thought of consequences. Experts on geriatric care suggest a more cautious approach. It’s a life-changing step for the parent as well as the caregiving child, the household and the extended family, they say, and everyone needs to understand what’s involved.

Will Your Parents Cross State Lines?

If moving parents in with you involves relocation to a different state, it’s important to understand how this will affect insurance policies and health care.

Are there doctors where you live who are qualified to treat your parents’ medical conditions? In some areas, it’s difficult to find primary care physicians who accept Medicare patients, says Suzanne Modigliani, a certified, independent geriatric care manager based in Boston.

Is mom’s supplemental insurance transferable? Some policies require establishing residency of at least six months, Modigliani says. What happens if she needs medical treatment before that? Who will pay for medical expenses not covered by Medicare or insurance?

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